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Basics:
The eye detects wavelengths of electromagnetic radiation within the visible spectrum (fancy talk for visible light) and stimulates the retina in the eye accordingly
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1.] Yes, the light reflects from an object and if it falls on our eyes, then we're able to see the object.
Check this out:
http://www.howstuffworks.com/light.htm/printable
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2.] The second question has to deal with 'refraction of waves'
In simple terms, refraction can be explained as 'bending' of light(or a wave) when it changes its medium.
When light travels from water to air i.e from denser medium to rarer medium, it bends 'away' from the normal.
MUST READ TO UNDERSTAND REFRACTION:
http://homepage.mac.com/cbakken/obookshelf/refraction.html
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